FINANCE. YOUR CHOICE.
Legendary road-holding is just one reason that thrill-seekers choose to drive a MINI. Another is the fact that MINIs give you the freedom to showcase your sense of style with a number of customisation options. MINI Financial Services mirrors this with tailored finance solutions that give you freedom of choice.
YOU’RE UP FOR CHANGE. BUT THE FUTURE VALUE OF YOUR MINI ISN’T.
In a constantly evolving world, MINI Select Finance lets you embrace change with complete peace of mind, thanks to a Guaranteed Future Value (GFV) and the freedom to drive a new MINI every three years.
By selecting your deposit, the number of monthly instalments and the distance you plan to travel; we’ll tailor-make a finance solution that matches your lifestyle while shielding your MINIs end-of-term value from depreciation.
When your finance contract ends, you have three options:
- Return your MINI and select a new one
- Settle or refinance the optional final payment, or
- Return your MINI, and if it’s within your agreed mileage and in good condition, you’ll have nothing more to pay.
MINI SELECT PROFESSIONAL.
MAKE MINI MINE.
For graduate professionals looking to change the world, MINI Select Professional is the life-changing finance plan that lets you drive a MINI as ambitious as you are. Tailored to suit the lifestyle of select young professionals aged 30 years or younger, this incredible solution requires no credit history and a monthly net income of only R20 000.
Together with flexible contract terms and a Guaranteed Future Value (GFV)— calculated using a pre-determined mileage limit—you’re also given maximum freedom of choice while your MINI is shielded from depreciation.
When your contract comes to an end, you can either: return your MINI and select a new one, take ownership by settling or refinancing the outstanding balance, or return your vehicle to your preferred dealership at no cost.
Designed for Degreed Professionals.Actuaries, Advocates, Attorneys, Chartered Accountants, Dentists, Lawyers, Medical Doctors, Prosecutors and Veterinarians; with degrees no older than 3 years.
Qualifying Criteria.South African residents who are 30 years or younger at the time of application.
Qualifying Net Income.R20 000 P/M.
No Credit History Required.
Instalment Sale.
MAKE MINI MINE.
If you are looking to find the doorway to total vehicle ownership with no mileage restrictions, then MINI Instalment Sale is the key.
MINI Instalment Sale is a no frills products which allows you to choose a contract period between 12 and 72 months. You’ll also be able to choose a balloon payment and your choice of fixed or linked interest rate options. Then when your contract expires, you may choose to refinance your balloon or settle the outstanding amount and take ownership of your beloved MINI.
If you have any queries, speak to a Finance & Insurance Manager at your nearest MINI dealership.
CalculateDEPOSIT + MONTHLY PAYMENTS + BALLOON = MINI INSTALMENT SALE.
MINI Edge.
YOU’RE HALFWAY THERE.
You won’t be in two minds when it comes to your dream MINI, but with MINI Edge, you can take advantage of a 50:50 payment plan that is an alternative to cash purchases.
If you have disposable funds and are able to place a 50% deposit, MINI Edge will allow you to service only the interest over your contract term, and thereby benefit from lower monthly repayments than conventional finance products. At the end of your contract term, you can refinance the 50% balloon or settle it and take full ownership your MINI right away.
If you have any queries, speak to a Finance & Insurance Manager at your nearest MINI dealership.
50% DEPOSIT + INTEREST ONLY MONTHLY PAYMENT + 50% BALLOON = MINI EDGE
MINI SELECT EDGE.
FLEX YOUR MUSCLE WITH FLEXIBLE TERMS.
MINI Select Edge combines the flexibility of MINI Select’s end of term options with the lower interest only repayments offered by MINI Edge. The result? Miles and miles of driving fun.
You can have it all – lower repayments, a smart alternative to buying a car in cash and the safety of knowing your MINI’s future value. MINI Select Edge lets you place a deposit equal to the total purchase price less the Guaranteed Future Value (GFV), allowing you to service only the interest over your contract term. When your contract comes to an end, you have the flexibility to either settle or refinance the GFV to keep your MINI. Alternatively, you can trade your way into a slick new set of wheels or simply hand back the keys to your preferred MINI Dealer (we doubt you’ll want to).
If you have any queries, speak to a Finance & Insurance Manager at your nearest MINI dealership.
DEPOSIT + INTEREST ONLY MONTHLY PAYMENT + OPTIONAL FINAL PAYMENT (GFV) = MINI SELECT EDGE
Finance Calculator.
If you are plotting a path to MINI ownership, you can use this handy instalment finance calculator to estimate the monthly payments on the vehicle you want to drive. You can change options, such as the deposit amount, to see what suits you best.
Terms and Conditions
Any information obtained on this calculator will not constitute a finance quote as contemplated by the National Credit Act (No. 34 of 2005) ("NCA"). Any information provided through the calculator and/or the website, regarding our finance products are subject to change and/or may be amended at any time. No responsibility for any loss suffered by any person acting or refraining from acting as a result of the use of this calculator and/or information obtained through this calculator or the website is accepted by MINI Financial Services. MINI Financial Services does not warrant that the information obtained may be free of errors. Terms and Conditions apply.